Westward Financial Strategies

Westward Financial Strategies, Explore Wealth

 

Turn on your sound and click on the image below for a brief, but impactful, message of American financial statistics and a need for financial balance.

Today's investment climate offers many unprecedented opportunities. At Westward Financial Strategies, our mission is to help our clients to take advantage of those opportunities by providing them with three key tools:
 

•  A clear understanding of their financial goals

•  A well-defined roadmap for achieving those goals

•  Ongoing advice to help adjust their roadmap when their needs change


Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation.

We specialize in helping our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to meet both short- and long-term objectives.

On our Web site, you'll find valuable information for evaluating your current position and progress toward financial goals. We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy. You'll also find calculators that will help you assess your current and future needs. Click around and you'll find a variety of financial tools.

Please remember to visit our Web site often, as our content is constantly changing. For help with your financial management, or for more information on Westward Financial Strategies, please contact us today. 

 
David Boykin
President & CEO

Westward Financial Strategies
An Agency of The Guardian Life Insurance Company and Park Avenue Securities

 
This year marks the 150th anniversary of Guardian's founding... 

The Guardian 150th Anniversary history video, Changing Times, Timeless Values, tells the story of achievements and actions we've taken over the last century and a half to serve the individuals and businesses who put their trust in us. Click here to view the documentary on Guardian's history. 

The Guardian timeline highlights the extraordinary people who built our illustrious past, and the milestones they achieved to make us the successful organization we are today. Click on each year within the timeline to read about the highlights of our company's century-and-a-half history of profitable growth and enriching the lives of the people we serve. Click here to view Guardian's timeline.

 
www.JoinGuardianLife.com


 Click on the image below to view "Embrace Life"
©2010 Sarah Alexander/Daniel Cox/Sussex Safer Roads Partnership 

 

The Living Balance Sheet® provides an uncommon view to challenge traditional thinking and offer a refreshingly new approach to financial decision making.

 

 

 
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

More Newsletters →